In Rem Foreclosures
The Office of the County Attorney is the legal advisor for the Mecklenburg Board of County Commissioners and all departments and divisions of Mecklenburg County Government, including the Office of the Tax Collector. An Assistant County Attorney is assigned to the Office of the Tax Collector to handle tax foreclosures. Tax foreclosures handled by the Assistant County Attorney are filed as in rem foreclosures pursuant to NCGS §105-375.
Current In Rem Foreclosures
Disclaimer:
Each property is being sold as-is and it is the duty of any bidder to investigate the property on their own prior to making any bid. The information posted here about any property for tax foreclosure sale is for education only in the investigative process, and cannot, and should not, be solely relied upon by any bidder.
Tax Foreclosure Bidder Advisory
All tax foreclosure sales will be free from collusion, bid rigging, or any other activity designed to suppress the final price of the auction. Free and open competition must exist in bidding at all times. Private individuals and/or organizations participating in the bidding process must do so independently.
When competitors collude, or engage in bid rigging, they are subject to criminal prosecution by the Antitrust Division of the United States Department of Justice, and/or local prosecution. The relevant North Carolina statute is G.S. 75-1, the Unfair Trade Practice Act (UTPA). This can be enforced by individuals, by the NC Attorney General or by the local District Attorney. Civil and criminal penalties may be assessed for violations; criminal violations are felonies.
Bidding Process
Sales are held at the Mecklenburg County Courthouse located at 832 East 4th Street, Charlotte, NC. Sales are conducted by the Sheriff’s office. You must be present in person to bid. Online bidding is not available for tax foreclosure auctions. The property up for sale will be identified and bidding will be opened. Once the sale is completed, the sheriff will file a report of sale with the Clerk of Court within five days after the initial auction sale. The final bid at the sale will remain open for a period of 10 days during which upset bids can be placed.
The 10-day upset bid period begins the day after the sheriff files the report of sale. Upset bids are filed at the Clerk of Court’s office. The minimum amount for an upset bid is 5% of the current high bid or $750.00, whichever is greater. Notice of an upset bid will be provided to the previous high bidder, the owners, and any lienholders of the property. The 10-day upset period starts over each time a new upset bid is placed. The bidding process ends when no upset bids have been placed for a full 10 days.
Once the upset bid period closes, the winning bidder will be notified. The full amount of the bid will be due and payable by cash or certified/cashier’s check as directed by the Office of the Tax Collector. Parties who submitted upset bids but did not win the property must obtain refunds of their upset bids from the Clerk of Court’s office.
After the upset bid period ends, the Clerk of Court will confirm the sale. After the sale is confirmed and the full bid amount has been paid, a Sheriff’s Deed will be delivered to the winning bidder. It will be the winning bidder’s responsibility to record the deed and pay any associated fees.